Foreign National Loans: We speak your language!

Our worldwide experience and knowledge of the international markets allow
us to work with excellent programs and opportunities for foreign nationals.
Most of our clients come from over seas and are looking to find mortgages
to finance their vacation home, second home, investment property or
commercial building. Based on our experience, we are able to offer a wide
variety of products and services in the 50 States of U.S. We know that
international clients have different needs and culture, so we work close to
each client in order to completely satisfy those needs. Our international
programs are tailored to each individual’s objective, and they include:

Residential Programs

-Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable
Rate Mortgages 1, 3, 5 and 7 years.
-Types of Payments: Clients can choose between two different payments:
Principal plus Interest or Interest Only.
-Payment Features: NO pre-payment penalties. Clients can cancel the
entire loan or make additional payments without any penalties.
-Title: Clients can choose to close the loan under a Corporation,
Limited Liability Company or Personal Name.

- Required Documentation:

A) Valid Passport and Visa to enter to the US
B) Copy of the last 3 bank Statement
C) Four credit reference letters
D) Two banking reference letters
E) For Self-employed: Accountant’s letter stating the last 3 years
of income. Employees: Employer’s letter stating the last 3 years of income
F) Copy of the purchase contract -Property types: Condominiums,
Single Family Residences, Townhouses, Condo-Hotels,
Luxury Condominiums.

Foreign National: useful information:

1. Different type of US nonimmigrant visas: http://www.floridamortgagecorp.com/foreignnationalvisa.htm
2. International clients buy properties for different reasons: vacation homes,
second homes, investments. Therefore, we know each customer is unique
and that is why we also offer several additional services that complement
our mortgages programs. Please visit our “Additional Services” page for
more information. Do not hesitate to contact us, we can answer any
questions and we can help you with all your financing needs
and much more!

Loans for US Residents or Citizens

As a specialized mortgage company, we offer loan opportunities for
local US customers. We count with a wide variety of programs, and we
work close to each customer in order to select the best mortgage. Our goal
is to get the best loan program available for our customers in today’s market.
We know each client has a different need, so we work with that in mind to
be able to find the best solution for each customer. We customize each
program
based on our client’s needs and possibilities.

Residential Loans:

1. Loan Types:

A) Conforming, Jumbo and Super Jumbo loans up to $10,000,000
B) FHA (Federal Housing Administration).
http://www.hud.gov/buying /loans.cfm
C) VA Loan.
D) 100% financing.
E) First Time Home Buyers.

2. Property Type: Condominiums, Single Family Residences, Townhouses,
Condo-Hotels, Luxury Condominiums.

3. Documentation: Full Doc, Stated Income/Stated Asset,
Limited Documentation.

4. Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable
Rate Mortgages 1, 3, 5 and 7 years.

5. Types of Payments: Clients can choose between two different payments:
Principal plus Interest or Interest Only.

6. Payment Features: NO pre-payment penalties.

Clients can cancel the entire loan or make additional payments without
any penalties. We guarantee that you will get excellent customer service
from us! Our personnel is very educated, professional, and well trained
to get you the Best Service and understand your personal needs.
We are committed to work close to you and build a long term relationship.

Commercial Loans

We also offer a great selection of commercial loans. Commercial mortgages
helps you secure funding to purchase commercial property such as offices, restaurants, buildings, schools, strip malls, hospitals, parking lots, and more.
We offer a wide variety of programs whether you need a loan for new
construction, an existing property purchase, or as investment property.
For example, if you want to buy a large office building and rent the available
space to others.

Types of Programs:

1. Construction Loans.
2. Bridge Loans.
3. Mezzanine Loans.
4. Income Producing Properties.
5. Land Loans.
6. Business Loans based on Real Estate.

Program Features

1. Types of Programs: Fixed loans for 30, 20 and 15 years. Adjustable
Rate Mortgages 1, 3, 5 and 7 years.
2. Types of Payments: Clients can choose between two different
payments: Principal plus Interest or Interest Only.
3. Payment Features: NO pre-payment penalties. Clients can cancel
the entire loan or make additional payments without any penalties.